MrInsurability June 20, 2017 No Comments

Protect Your Business from an Attack

Protect Your Business from an AttackToday I’d like to look at a few ways that you can protect your business from an attack. Typically you hear about strong passwords, locking your computer, cell phone, etc. Those have been covered by everyone.

We’re going to look at it from a different approach.

We’re all so caught up in technology, we’ve forgotten there are pros out there still using “old fashion methods”. Read more

MrInsurability May 26, 2017 No Comments

Disability Insurance

Disability Insurance Today I’d like to take a look at a type of insurance often overlooked and that is Disability Insurance.

The Council for Disability Awareness, in their 2014 Long Term Disability Claims Review, found some surprising facts. The most common causes of new long-term disability claims are:

  • 6% Muscle, back and joint disorders
  • 1% Cancer and tumors
  • 3% Injuries and poisonings
  • 7% Cardiovascular and circulatory diseases
  • 3% Mental disorders
  • 7% Spine and Nervous system-related disorders
  • 9% Complications of pregnancy and childbirth

Read more

MrInsurability May 2, 2017 No Comments

Ransomware a for Hire Business

ransomware a for hire businessRansomware a for Hire Business is not a typical post about insurance itself. It is however an urgent reason to get insurance. Read on and you’ll see why!

Just when you thought things couldn’t get much worse, we see this: “ransomware a for hire business”. Yes, the dark web now has cyber-criminals offering their services hacking a company’s systems, just to install ransomware.

Karmen is the name of the latest ransomware being offered by a Russian hacker. For a fee, this cyber-criminal will hack a company and install Karmen ransomware. Read more

MrInsurability April 30, 2017 No Comments

Ransomware Attacking Businesses

Ransomware Attacking BusinessesUp until now our discussion has been about ransomware on home computers. Today I’d like to look at ransomware attacking businesses as well.

As mentioned in a previous post, systems infected with ransomware are also often infected with other malware. You may remember the ransomware CryptoLocker.

CryptoLocker also comes with Upatre, a downloader, which infects the user with GameOver Zeus. GameOver Zeus is a variation of the Zeus Trojan, which steals banking information, along with other types of data. Read more

MrInsurability April 26, 2017 No Comments

Different Ransomware Types

Different Ransomware TypesToday let’s look some different ransomware types. Currently there seem to be 3 main ransomware programs that are very successful.

They are CryptoLocker, Samas and CryptorBit. These 3 became quite famous starting in 2013 and continue to be extremely successful at encrypting a computer’s files. Read more

MrInsurability April 20, 2017 No Comments

Ransomware – It’s Everyone’s Problem Now

ransomwareA new and devastating virus is affecting computer owners and users of all sizes, shapes and descriptions. It is called Ransomware.

This is a type of malware that infects computer systems, restricting the users’ access to the infected systems. It typically attempts to extort money it’s from victims by displaying an on-screen alert.

This alert will usually say that the user’s system has been locked or that the user’s files have been encrypted. Users are told that unless a ransom (fee) is paid, access will not be restored. Read more

MrInsurability April 14, 2017 No Comments

Security Risks Keep Changing

Security Risks Keep ChangingSecurity Risks Keep Changing. Information Security Risks, Data Breaches and Identity Fraud are not disappearing trends. As a matter of fact these types of attacks are becoming more frequent and more complex in nature.

New legislation and ever-changing contractual requirements, has added to the complexity of managing cyber-threats for the business owner. Read more

MrInsurability April 13, 2017 No Comments

Assessing Your Company’s Security Needs

Assessing Your Company's Security NeedsToday let’s start by looking at how you go about assessing your company’s security needs.

In deciding where to begin, first ask whose information do you store or have stored?

The answer will most likely be one or more of the following:

  • Customers
  • Employees
  • Other businesses
  • Other individuals

Read more

MrInsurability April 7, 2017 No Comments

Data Breach Recovery Costs

data breach recovery costsToday, let’s take a look at data breach recovery costs and some typical types of coverage.

The first thing to consider is that the majority of states have data breach notice laws. These require that notification be made to individuals, if their nonpublic personally identifiable information has been exposed.

These laws also apply in cases of personal health information being compromised.

Data breach recovery costs can be expensive. Depending upon the number of impacted individuals and compromised records, this could be the most expensive portion of your recovery! Read more