Words like Full or Limited Tort, Uninsured or Under-insured motorist and First Party Benefits are just a sample of terms commonly used in the insurance industry and on your policy.
Coverage and its options can seem confusing and overwhelming to those not in the insurance business. When discussing policies and their options, be certain to ask for examples of theses various things and make sure that you understand the coverage’s and options that are available.
Finding out what coverage actually means, after you’ve submitted a claim, is probably not going to end in a good experience for you. Be sure to have your independent insurance agent provide you with the answers to any questions that you may have.