Like any other business in existence, insurance companies are always looking for ways to get a bigger piece of the pie. So, in order to get more business and keep on getting it, most insurance carriers offer discounts for having things like multiple vehicles on the same policy or by having your home and auto insurance with the same company.
Many companies also offer additional incentives like good student discounts, driver’s training discounts and even paid in full discounts. Many carriers even give you a discount for quoting you a price 10 days or more before the effective date that you need on your policy.
You may also discover that belonging to a certain association, working in a specific profession or even driving a hybrid vehicle can get you a nice discount.
The key to getting in on these discounts is that you have to ask!