You have health care coverage, just in case and you pay good money to have it. Everything is fine until one day something happens and you need to use that coverage.
You go and get taken care of and a week or so later you receive a letter in the mail, from your insurance company, letting you know that they will not be paying your bill! What the heck??? Even worse, you’re told that you need additional treatment and the insurance company notifies you that the required procedure is not covered by your health care plan!