WE PROVIDE INFORMATION AND EDUCATION ABOUT INSURANCE
MrInsurability is an insurance information blog run by Mark Thomas, an independent insurance agent currently doing business in Illinois, Indiana, Wisconsin, Kentucky, Colorado, Pennsylvania, New York, North Carolina and Ohio. Although MrInsurability specializes in commercial (business) insurance, you will find valuable information no matter what kind of coverage that you are interested in.
Frequently Asked Questions
Should my small business have business income insurance?
Business income coverage is not necessary for every business. Business income provides reimbursement for lost revenue after a covered insurance loss. For a company that does not have a physical address that is crucial to its business, you may be ok without it, but if you have a store front like a coffee shop, store, etc, then this coverage is a must.
What is the difference between comp and collision coverage?
Collision coverage provides reimbursement for damage to your vehicle after you’ve been in a car accident, if you are at-fault or if there is no fault. Comp provides reimbursement for named perils that includes things like, fire, falling objects, you hit an animal, the car gets struck by lightning and much more.
How much homeowner's insurance should I have?
This is one of the most often asked questions and unfortunately the answer is “It Depends”. Without getting too technical, as long as your policy in written and insured at Replacement Cost you will be in the ballpark.
AS SEEN ON
Every business, no matter the size, needs to protect their company with business insurance. General Liability insurance covers physical damage to the property of others or injuries to others, as well as protects you from claims of libel and slander.
Homeowners insurance is a package policy. It does more than one thing. It covers both damage to your property and your liability or legal responsibility for injuries and property damage to others, caused by you or members of your family.
Auto insurance protects you against financial loss, in the event that you have an accident. You agree to pay the premium and the insurance company agrees to pay your losses, as defined in your policy, so that you don’t have to!
What We Offer
We provide information and education to anyone with questions about insurance and how it all works. Although MrInsurability specializes in commercial (business) insurance, you will find valuable information no matter what kind of coverage that you are interested in.
We have over 30 years combined experience in providing our clients with the highest quality coverage at the most affordable prices!
Our highly trained professionals actually love their jobs and make buying insurance easy!
Our staff of independent professionals deal with many top rated companies, ensuring that you get the best coverage at the best prices!